Law Office of Jack Kotchick

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How do traffic tickets affect your license?

Most people don't think of traffic tickets as a big deal, but they can truly add up into a real problem. Traffic tickets stay on your record for different lengths of time, depending on what they're for. For example, a DUI ticket will stay on your insurance record for three years. If you get the DUI in California, it'll remain for 10 years.

It matters how long a traffic ticket stays on your record because it influences the cost of insurance and can put your right to a license at risk.

How does a traffic ticket affect insurance?

Average effects include:

  1. $330 growth in premium costs for speeding when it is over 21 mph beyond the speed limit
  2. $31 more on insurance premiums when there is a cell phone violation
  3. A $1,057 increase in rates for DUIs
  4. A $997 increase for reckless driving

These are just a few examples of what might happen and aren't necessarily what your insurance will go up by. Individual policies vary.

How do traffic tickets affect my right to drive?

Drivers' licenses are controlled by points. If you exceed a certain number of points per year, you will lose your right to drive. In every state, there are limits. New York has a fee that is assessed if you receive six or more points in 18 months. If you have 11 or more points, then a revocation or suspension is possible.

It's possible to check how many points you have online, but if you are beyond the 11, you could lose your license. Your attorney can talk to you about programs that may be able to help you reduce the likelihood of losing your license.

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Law Office of Jack Kotchick

95 Court St.
2nd Floor
Binghamton, NY 13901

Phone: 607-821-0551
Fax: 607-296-3408
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